Certificates of Deposit

Century Bank offers a choice of investment maturities, making it possible for you to make the best use of your savings.

Interest rates at the time of purchase are based on current market conditions and are fixed to maturity. Interest may be paid monthly, quarterly, semi-annually, or annually.

You have the option of receiving your interest by check, as a deposit to your Checking or Savings Account or as an addition to your certificate.

All certificates require a minimum deposit of $1,000.00 and are subject to a penalty if withdrawn prior to maturity.

Term Description
Daily Balance
Annual Percentage Yield*
Interest Rate*
3 Month Term $1,000.00 to $99,999.99 2.02 2.00
3 Month Term $100,000.00 and up 2.22 2.20
6 Month Term $1,000.00 to $99,999.99 2.43% 2.40
6 Month Term $100,000.00 and up 2.63% 2.60
7 Month Term $1,000.00 to $99,999.99 2.69 2.65
7 Month Term $100,000.00 and up 2.69 2.65
9 Month Term $1,000.00 to $99,999.99 2.69% 2.65
9 Month Term $100,000.00 and up 2.69% 2.65
12 Month Term $1,000.00 to $99,999.99 2.74 2.70
12 Month Term $100,000.00 and up 2.74% 2.70
15 Month Term $1,000.00 to $99,999.99 2.84% 2.80
15 Month Term $100,000.00 and up 3.05% 3.00
18 Month Term $1,000.00 to $99,999.99 2.89 2.85
18 Month Term $100,000.00 and up 3.10% 3.05
24 Month $1,000.00 to $99,999.99 3.05% 3.00
24 Month $100,000.00 and up 3.25 3.20
30 Month Term $1,000.00 to $99,999.99 3.15% 3.10
30 Month Term $100,000.00 and up 3.35% 3.30
36 Month Term $1,000.00 to $99,999.99 3.30% 3.25
36 Month Term $100,000.00 and up 3.51% 3.45
4 Years $1,000.00 and up 3.46% 3.40
5 Years $1,000.00 and up 3.82% 3.75
6 Years $1,000.00 and up 3.87% 3.80
8 Years $1,000.00 and up 3.92% 3.85
*Rates effective as of 8/01/2008 - Penalty may be imposed for early withdrawal.
 

 

 

 

 

 

 

 

 
 

 

 
 

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